The Power of Partnership: Transforming Risk Controls into Real Premium Savings
by Cole Chapman — Three Arbor Insurance
At Three Arbor, we recently celebrated helping a grocery store client save nearly $400,000 in premium in under two years.
Keys to success:
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Partnered closely with the client to implement risk controls, resulting in clean loss runs.
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Transitioned from a deductible to a self-insured retention (SIR) model, allowing us to manage claims from dollar one.
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Leveraged the improved risk profile and loss history to negotiate aggressively in a softening market.
Strategic collaboration + disciplined execution = real savings.
Cole Chapman
Three Arbor Insurance, Inc.
(478) 394-5669
