Great coverage for those who serve our greatest generation.
Providing peace of mind for caregivers.
As our population continues to age, there will continue to be increased demand for services and facilities for seniors. The eldercare industry comes with its own unique risks, which can be addressed with senior care facility insurance. The broad nature of businesses that fit this category means there isn’t a one-size-fits-all model. However, there are some coverages that any organization serving seniors will want to consider.
What does healthcare facility coverage look like?
Directors and Officers – Provides protection for individuals serving in leadership roles against lawsuits that could potential threaten personal assets.
General Liability – Protects against third-party bodily injury and property damage claims that may occur on the premises. This coverage is crucial for incidents like slips, falls, or accidents involving visitors.
Workers Compensation –Provides coverage for medical expenses and lost wages for employees who are injured or become ill while on the job. This coverage is particularly important in healthcare settings.
Abuse and Molestation – Protects against claims related to abuse or molestation that may occur within the senior care facility. This coverage is essential in healthcare settings dealing with vulnerable populations.
Medical Malpractice – Safeguards against claims of negligence in medical care, offering crucial protection for both the facility and its healthcare professionals. This coverage is essential for addressing potential liabilities and ensuring the well-being of elderly residents.
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